Life happens every day, not every two weeks.

Download the Fintwist app now.

Don’t wait until payday to get your wages.

With Fintwist OnDemand pay, you don’t have to. Get ahold of your money right after your shift. It’s easy if your company offers it. Check with your HR or Payroll department to see if Fintwist OnDemand is available to you. If not, ask for it! 

Get paid faster.

Rather than stretch your finances too thin to pay bills on time, get the money you’ve earned when you need it.

Free access to your cash.

You have immediate access to your funds on the card immediately and have unlimited free cash withdrawals when using one of our 58,000 in-network ATMs*

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Your Fintwist card can be used anywhere Mastercard is accepted

By tapping into earned pay early, you’ve got money in your pocket for rent, groceries and unplanned events.

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No bank account, no problem

This complete digital payment solution is as powerful as online banking – minus the monthly balance minimums and fees.

Why wait? Start now

*This is for the Fintwist paycard only. Corporate disbursement and corporate expense cards may incur a fee.

New to Fintwist?

Here’s how it works. You’re going to love it.

Use your payroll card anywhere Mastercard is accepted. Get unlimited free cash withdrawals at 58,000 + ATMs nationwide.*

Hello Fintwist app

Gain visibility of your real-time earning and spending right from the mobile phone. Download and tap into the app to:

  • Send money to anyone* – or pay bills on the go.
  • See when you’re paid and how much cash is available.
  • Track your spending habits from the palm of your hand.

* For cardholders whose identity has been sufficiently validated.

Learn more

Fintwist mobile app and paycard

Hello Fintwist paycard

Receive immediate access to wages.*

  • Get the power of a digital bank account, without the associated fees.
  • Find the closest ATM and get unlimited monthly ATM withdrawals.
  • Restrict your card when it’s lost or stolen.

Learn More

Start now. download the app!

All it takes is a few quick steps to set up your account. Then, you’re good to go! 

Fintwist Mobile app on white phone
Individual using Fintwist app on mobile phone

Got questions? We’re here to help

If your employer offers it as a benefit, then yes, you are eligible to enroll and use Fintwist OnDemand. 

This is up to your employer, but most allow you to access 50% of your pay after you’ve worked a shift.

No bank account, no problem! You do not need a bank account to enroll in and use Fintwist OnDemand.

Fintwist OnDemand has a small one-time access fee per pay period that will apply for only the pay periods that you request ondemand fee. No fee will be charged for pay periods where you do not request Ondemand pay.

The funds you have already accessed will be deducted from your next paycheck

You can find the nearest in-network ATM by using your mobile app or Fintwist online account.

Yes, you can use your paycard wherever Mastercard is accepted including online and streaming subscriptions.

By clicking the direct funding info in the app. Please make sure personal information is correct in order to see the direct funding info button.

Helpful information

Learn more about how to use your Fintwist OnDemand paycard to the fullest. Check out our resources.

Fintwist Blog

How to get your tax refund direct deposited onto your Fintwist® Mastercard® Payroll Card

Speed things up a bit during tax season (through April 15th) by getting your refund deposited right onto your Fintwist paycard. The process is quick, easy and beneficial to you.

Fintwist Blog

Setting Up Transfers from Card to Bank

Looking to transfer money from your Fintwist Mastercard to a bank account? Follow these simple steps to transfer funds.

Fintwist Blog

So You Lost Your Fintwist Card, Now What?

Here’s what to do if you lose your Fintwist card.

Ready to learn more?

Tell us how Fintwist can help your organization today. We’ll be in touch upon receipt of this form.

For Employees

Thank you for being a Fintwist cardholder.

For all customer service issues and questions please call 888-265-8228, available 24/7/365.

Sign In

Swipe to Win $500!

Use your Fintwist Card for a credit purchase of $25+ and get entered to win! Learn More & See Rules. No Purch Nec. Ends 12/31/2024. Void where prohibited.

Swipe To Win!

Swipe to Win $500!

Use your Fintwist Card for a credit purchase of $25+ and get entered to win! For full details, including the official rules and entry periods, visit our Sweepstakes Page.

Learn More & See Rules. No Purch Nec. Ends 12/31/2024. Void where prohibited.

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