“Fintwist 2025 Swipe to Win Sweepstakes”
OFFICIAL RULES

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING.

SWEEPSTAKES PERIOD: The “Fintwist 2025 Swipe to Win Sweepstakes” (the “Sweepstakes”) begins at 12:00 AM Eastern Standard Time (“ET”) on February 1, 2025 and ends at 11:59 PM ET on December 31, 2025 (the “Sweepstakes Period”). The Sweepstakes Period will be divided into eleven (11) entry periods (each, an “Entry Period”) as outlined in the “ENTRY PERIODS” section of these Official Rules.

ELIGIBILITY: To enter the Sweepstakes, you must be a legal permanent resident in one (1) of the fifty (50) United States or the District of Columbia and must be at least the age of majority in your state of residence (nineteen (19) in Alabama, Nebraska, twenty-one (21) in Mississippi, and eighteen (18) in all other states) (the “Entrant”). Employees, officers and directors Corpay, Inc. (the “Sponsor”) and each of its affiliated companies, parents, subsidiaries, vendors, advertising/promotion agencies, and any other engages in the development, productions, execution or distribution of the Sweepstakes, but not limited to National Sweepstakes Company, LLC (the “Independent Administrator”) and any service partners (herein collectively referred to as “Sweepstakes Entities”) as well as their immediate family members (spouses, siblings, children and parents, regardless of where they live) or members of the same household (whether related or not) of such employees, officers and directors are not eligible to participate. Sweepstakes is void outside of the fifty (50) United States and District of Columbia, and where restricted or prohibited by law. By entering, Entrants agree to be bound by these Official Rules, including all eligibility requirements and the decisions of the Sponsor, which are final and binding.

ENTRY PERIODS: For the purposes of this Sweepstakes, there will be one (1) drawing associated with each Entry Period. There will be three (3) prize winners (each a “Prize Winner”) for each Entry Period drawing. Entry Periods will start on the first of each month at 12:00 AM ET and end on the last day of each month at 11:59 PM ET. All entries must be submitted during this time period in order to be included for that Entry Period’s drawing. For example, Entry Period 1 will start at 12:00 AM ET on February 1, 2025 and end at 11:59 PM ET on February 28, 2025. See the Entry Period Chart below for details and dates.

ALL NON-WINNING ELIGIBLE ENTRIES FROM THE PREVIOUS ENTRY PERIOD(S) WILL NOT CARRY OVER TO SUBSEQUENT ENTRY PERIOD DRAWINGS.

HOW TO ENTER: There are two (2) ways to receive entries into the Sweepstakes.

1. Fintwist Paycard Transaction: Any Fintwist Paycard Cardholder who makes a signature based (non-pin) transaction of $25 or more will receive one (1) entry. Entrant can have up to five entries per calendar month. PLEASE NOTE: In order to qualify as an entry, each Signature based (credit) transaction must be posted to the Entrant’s Fintwist Paycard by the end date of the Entry Period to be eligible for the applicable Entry Period drawing. Signature based transactions posted after 11:59 PM ET on December 31, 2025, will not be considered an entry.
2. Mail-in Entry: To enter without being a Fintwist Paycard Cardholder, on a plain 4” x 6” card, legibly print or type your name, age, complete address, city, state, zip code, home phone number (including area code), and email address (if any). Then, mail your 4” x 6” card in a #10 business size postage-affixed sealed envelope to: “Fintwist 2025 Swipe to Win Sweepstakes”, P.O. Box 429, Newark NY 14513. Mail-in entries must be postmarked and received by the dates indicated in the Entry Period Chart in the “ENTRY PERIODS” section of these Official Rules to be eligible for the applicable Entry Period drawing. No mechanically or programmatically reproduced entries are permitted. One (1) entry per envelope. Neither the Sponsor nor the Sweepstakes Administrator will verify receipt of entries for Entrants. All entries submitted become the sole property of Sponsor and will not be returned. Sponsor is not responsible for late, misdirected, illegible, postage due or damaged mailed entries.

Limit of five (5) entries per Entrant for each Entry Period, regardless of method of entry. Entrants may only use one (1) Card and one (1) email address to participate in this Sweepstakes. Entries received from any Entrant, email address or Card in excess of the above stated limitation will be void.

In the event of uncertainty as to the identity of an Entrant, that Entrant will be disqualified. Any attempt by any Entrant to obtain more than the stated number of entries by using multiple/different identities, cards, email addresses, accounts, and/or any other methods will void that Entrant’s entries and that Entrant may be disqualified from the Sweepstakes. No mechanically or programmatically reproduced entries are permitted. Sponsor will not verify receipt of entries for Entrants. All entries submitted become the sole property of Sponsor and will not be returned. Sponsor is not responsible for lost, late, misdirected, illegible, postage due, damaged entries or failed internet connections.

RANDOM DRAWINGS/ODDS OF WINNING:
Entry Period Drawings: For each Entry Period during the Sweepstakes, the Independent Administrator will select three (3) potential Prize Winners in a random drawing from among all eligible entries received during that respective Entry Period. All non-winning eligible entries from the previous Entry Period drawings will NOT carry over to subsequent Entry Period drawings. Sponsor and Independent Administrator decisions are final and binding. Odds of winning depend upon the total number of eligible entries received for each Entry Period. All random drawings are conducted under the supervision of the Independent Administrator, an independent judging organization, whose decisions are based on their sole discretion and interpretation of these Official Rules and are final and binding in all respects.

PRIZES:
Entry Period Prizes: A total of three (3) Entry Period Prizes of a $500 Gift Card (each an “Entry Period Prize”) will be awarded to each Prize Winner.

Total ARV of each Entry Period is $1,500.

PRIZE RESTRICTIONS: Limit of one (1) Entry Period Prize per person/household for the entire Sweepstakes. No prize substitution, except at Sponsor’s sole discretion or as otherwise provided herein. Entry Period Prizes are not transferable. All taxes on the Entry Period Prizes are the sole responsibility of the Prize Winner. Prize Winners are solely responsible for all other expenses not specified herein, including but not limited to applicable taxes, card fees, and check cashing fees.

Sponsor reserves the right to exclude entries from any Entrant or any potential Prize Winner who is suspected of theft, fraud, or any criminal activity related to Sponsor or its affiliates. Entries associated with fraudulent cards or other unauthorized use of the card and entries associated with any similar fraudulent or inappropriate activities relating to any such cards will be void and all such Entrants may be disqualified. Without limiting the foregoing, if an Entrant’s card has been suspended or closed due to suspected fraud, they will not be eligible to win.

NOTIFICATION/PRIZE CLAIMS: Each potential Prize Winner will be contacted by telephone, email or any other available contact source provided within five (5) business days of the drawing date (the “Notification”). The potential Prize Winner must respond to the Notification with the required information (the “Required Information”). If a potential Prize Winner fails to return the Required Information within that time, if the Prize Notification is returned as undeliverable, or if an Entrant is found to be ineligible, or if they do not comply with the Official Rules, then the potential Prize Winner will be disqualified and an alternate Prize Winner may be selected through a random drawing by the Independent Administrator from the remaining non-winning eligible entries received during the respective Entry Period. Even if the name of a potential Prize Winner is publicly announced, the potential Prize Winner must provide the Required Information and be confirmed by Sponsor prior to receiving the Entry Period Prize. Except where prohibited by law, Prize Winner’s entry and acceptance of a prize constitutes permission for the Sweepstakes Entities to use said Prize Winner’s name, photograph, likeness, statements, biographical information and voice on a worldwide basis, and in all forms of media, in perpetuity, without further compensation.

SWEEPSTAKES RULES OF PARTICIPATION: This Sweepstakes is subject to all applicable federal, state and local laws. By participating, Entrants agree to be bound by these Official Rules and the decisions of the Sponsor and waive any right to claim ambiguity in the Sweepstakes or these Official Rules. Sweepstakes Entities are not responsible for lost, late, misdirected, undeliverable, illegible, delayed, or incomplete deposit, deposit posts or entries, whether due to system errors or failures, faulty transmissions or other telecommunications malfunctions, entries not received resulting from any hardware or software failures of any kind, lost or unavailable network connections, failed, incomplete or garbled computer or telephone transmissions, typographical or system errors and failures, faulty transmissions, technical malfunctions, or otherwise. Sponsor may prohibit an Entrant from participating in the Sweepstakes or winning a prize if, in its sole discretion, it determines that said Entrant is attempting to undermine the legitimate operation of the Sweepstakes by cheating, hacking, deception, or other unfair playing practices (including the use of automated quick entry programs) or intending to annoy, abuse, threaten or harass any other Entrants, Sponsor, or Sweepstakes Entities. If for any reason this Sweepstakes is not able to be conducted as planned, including, but not limited to, by reason of infection by computer virus, bugs, tampering, unauthorized intervention, fraud or any other causes beyond the reasonable control of Sponsor or the Independent Administrator which corrupt or affect the administration, security, fairness, integrity or proper conduct of the Sweepstakes, then Sponsor reserves the right at its sole discretion to cancel, terminate, modify or suspend the Sweepstakes and randomly draw the potential Prize Winner(s) for the applicable Entry Period drawing(s) from those entries received up to the cancellation/suspension date. CAUTION: ANY ATTEMPT BY A PERSON TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEY’S FEES) FROM ANY SUCH PERSON TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION.

NO LIABILITY: By entering, Entrants and each Prize Winner agrees to comply with all Official Rules, as stated and agrees to release, discharge, indemnify and hold harmless the Sponsor, its affiliates, retailers marketing/selling any of the Fintwist Cards, and their respective agents, representatives, officers, directors, shareholders, and employees, including the aforementioned Releasees in the “ELIGIBILITY” section above from any claims, actions, injury, loss or damage of any kind, including, without limitation, personal injury or death, resulting, directly or indirectly, in whole or in part, from participating in this Sweepstakes or from the acceptance, possession, or use or misuse of any prize. This limitation of liability is a comprehensive limitation of liability that applies to all damages of any kind, including, without limitation, compensatory, direct, indirect, or consequential damages; loss of data, income or profit; loss of or damage to property; and claims of third parties. Entrants agree that Releasees have not made nor are in any manner responsible or liable for any warranty, representation, or guarantee, statutory, express or implied, including, without limitation, the implied warranties of merchantability, title, and fitness for a particular purpose, in fact or in law, relative to this Sweepstakes.

CHOICE OF LAW: All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of participant and Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the substantive laws of the State of New York, USA.

INFORMATION/PRIVACY POLICY: By entering the Promotion, each Entrant consents to the collection, use and distribution of his or her personal information (information that identifies an Entrant as an individual: name, email address, and date of birth) by the Sponsor and Promotion Administrator for the purposes of implementing, administering and fulfilling this Promotion Sponsor will use all personal information in accordance with its Privacy Policy, available here: https://www.corpay.com/privacy-policy/unitedstates.

OFFICIAL RULES: Visit http://22761758.hs-sites.com/fintwist-cardholder-sweepstakes for full Official Rules.

WINNER’S NAMES/RULES REQUEST: To receive a list of Prize Winners or an additional copy of these Official Rules, send a self-addressed, stamped business-size (#10) envelope to be received by February 1, 2026 to: “Fintwist 2025 Swipe to Win Sweepstakes”, P.O. Box 458, Newark, NY 14513. Please specify “Winner List” or “Rules Request.”

SWEEPSTAKES ADMINISTRATOR: This Sweepstakes is being administered by National Sweepstakes Company, LLC, 1143 East Union Street, Newark NY 14513, an independent judging organization, whose decisions will be final regarding the conduct of this Sweepstakes.

SPONSOR: Corpay, Inc. 5301 Maryland Way, Brentwood TN 37027.

This Sweepstakes shall not be published without the written permission of the Sponsor.