Be an employer of choice.

man with credit card and laptop in yellow sweater

Give employees what they want. Align employees’ economic needs with your payroll solutions. Let them decide when and how they get paid.

Fintwist Paycard

Modernize payroll with a no-fee paycard solution that allows employees to gain access to earnings when they need them most. It:

  • Simulates traditional paycard functionality.
  • Lowers payroll costs, improves payroll efficiency.
  • Gives cash access without withdrawal fees at 58,000+ ATMs nationwide.


Answer 3 quick question to see how much you could save.

What is your pay Cycle

How many paper checks do you issue per pay cycle?

A guestimate is fine

Fintwist could save you as much as

$ / year

based on independent industry data

But wait, there’s more...

Your employee could save as much as

$750 each / year

based on independent industry data

State by state paycard compliance.

We track paycard and direct deposit legislation so you don’t have to. When you work with Fintwist, you’ll always be in compliance with state and federal direct deposit and payroll card laws.

This information is not meant to be a substitute for legal advice.

Learn about the laws in your state

Earned wage access

 Provide payroll solutions empowering employees to better manage their financial situations. Greater flexibility:

  • Bridges the gap between paydays.
  • Improves employee attraction and retention.
  • Enhances workplace morale, engagement and productivity.
Fintwist mobile app and paycard

It’s one innovative way to pay – today!

Easy for you

No cost to you. Low-cost to your people.

Everyone wins, especially with financial security and education in reach. Employees feel less stress at work – making them more productive.

Easy to implement and onboard.

Lowers the time, cost and administrative effort of traditional payroll efforts.

dollar sign with connection lines icon

Integrates with your current payroll solution.

Implementing Fintwist OnDemand is seamless – no need to change your payroll processes.

Always compliant.

We track paycard and direct deposit legislation state by state – so you don’t have to.

Backed by Comdata.

We’re the leader in payroll cards, allowing you to offer your employees immediate access to their wages.

Support at every step.

We’re here to help you plan, manage, test, launch and implement.

Excellent for your people

Get paid after every shift.

Withdraw a portion of the money earned without waiting for the next payday.

Empowers employees to take control.

Immediately tap into their earnings right after a day’s work, enabling financial freedom.

No bank account needed.

Paycards and OnDemand pay are quick, easy, modern ways to access earned wages.

Fast, easy access with the Fintwist app.

A quick tap into the app allows workers to see when they’re paid, pay bills on the go, find the closest ATM and more.


All employees are eligible.

Accepts all employees unlike some other digital payment providers. No rejections, no kidding.*

Backed by Mastercard.

Rest easy knowing Mastercard’s Zero Liability promise helps protect employees from unauthorized transactions.

* Employees who do not pass CIP will still receive a paycard but will not have the ability to use certain features like online billpay or p2p transfers

Are you ready to get started?

Dig deeper into our payment solutions.

Fintwist is committed to your success. Learn how our solutions can help you thrive.


Learn how paycards can improve your payroll.


OnDemand paycards empower your employees’ financial well-being, helping you attract and retain top talent.


Customary ways of paying employees is out of step with reality. Find out why.

Swipe to Win $500!

Use your Fintwist Card for a credit purchase of $25+ and get entered to win! Learn More & See Rules. No Purch Nec. Ends 12/31/2024. Void where prohibited.